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Credit Counselor Profiles

Kevin Cloves has practiced law in the areas of plaintiff's personal injury, mass torts, family law, including divorce, wills/trusts and estate planning, contract disputes, insurance defense, large loss insurance subrogation, insurance disputes, and consumer debt and consumer debt collection defense. Mr. Cloves has extensive experience in representing consumer debtors in lawsuits by credit card companies as well as negotiation of settlements on behalf of the debtor. Mr. Cloves has represented clients in the Harris and surrounding counties as well as in other counties in the State of Texas for over six years.

Mr. Cloves graduated from the University of Texas at Austin with a Bachelor of Arts degree, with a philosophy major and a history minor. While at the University of Texas, Mr. Cloves was a member of the Undergraduate Mock Trial team that was regional champions and national champion runner-up. After graduating from UT-Austin, Mr. Cloves attended South Texas College of Law where he earned a doctorate of jurisprudence in 2001. While at South Texas, Mr. Cloves represented clients of all socioeconomic backgrounds in areas of social security disability, divorce and plaintiff's personal injury, all as a bona fide law student as allowed under the Texas Government Code, section 81.102(b).

Mr. Cloves believes in aggressive client representation and fair and ethical treatment of all parties to litigation and disputes. Mr. Cloves urges his clients to consider all forms of dispute resolution before entering into litigation.

Memberships include:

• State Bar of Texas
• Commercial and Consumer Law sections of the Houston Bar Association

Admitted to Practice:

• All Texas Courts
• United States Federal Court Southern District of Texas

Contact the Credit Repair Attorneys at Smith & Garg today to get started!