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The Credit Repair Attorneys of Smith & Garg will fix your credit right!

Credit Card and Creditor Lawsuit Defense Attorneys

Texas Consumer Defense Attorneys

Credit Card Defense

What can an experienced consumer defense lawyer do for me?

Ok, so you decide you need a lawyer to help with the suit. Whom do you choose? Good question. Not just any lawyer can handle a credit card lawsuit. Certain defenses may be available to you that are not well known to lawyers who may have handled contract cases, but have not handled credit card cases. If you stop and think about the nature of a credit card, you will understand that a credit card account is really a series of mini-loans.

Each time you make a charge, the credit card company loans you money to pay for the item or service purchased. Each charge is assessed an interest rate. The charges appear in a monthly statement either mailed to you or available online. Please note that, some creditors will make your statements available to you online, but you waive certain notice requirements. That is, changes in terms and conditions that would normally appear in the mail, will now appear online only. This is not necessarily a good thing for you if one of your defenses is lack of notice.

If you have been sued by a creditor or if you want to settle an account in an effort to avoid suit, let the consumer attorneys at Smith & Garg help.

Contact the Credit Repair Attorneys at Smith & Garg today to get started!
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