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Common Questions

The most frequently asked questions regarding your credit.

If I cannot afford to repay my debt, what are my options?

Generally, if you cannot afford to repay your debt, a creditor will file an action against you in Court to collect their money when you are in default of your agreement with them. However, prior to being in default, it is often a good idea to deal with your financial issues upfront. A skilled attorney can help you negotiate different terms, whether temporary or permanent, to protect your interests and to protect your credit score. It is important, however, that you not wait until you are in default to act.

Contact the Credit Repair Attorneys at Smith & Garg today to get started!