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| The Credit Repair Attorneys of Smith & Garg will fix your credit right! | |
Common QuestionsThe most frequently asked questions regarding your credit.What is a FICO score?FICO is the acronym for the Fair Isaac Corporation, a private corporation creating the most-known and -widely used credit score model in the United States. The FICO Score is calculated statistically, with information from a borrower's credit files. FICO scores show the likelihood that a borrower will default on a loan or a credit obligation. Although it is not really known what components make up a FICO score, it is generally accepted that the following components are used: 35% — Timeliness of past payments (only includes payments later than 30 days past due); 30% — The amount of debt versus credit ratio; 15% — Length of credit history; 10% — The types of credit used; 10% — Recent application or searches for credit and/or amount of credit obtained. Contact the Credit Repair Attorneys at Smith & Garg today to get started!
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| Smith & Garg LLC • 1095 Evergreen Circle, Suite 300 • The Woodlands, Texas • 77380 • Fax: 281-362-9757 Please call 281-210-0010 Contact Us Now Home | Attorneys | Credit Repair Method | Reading Credit Reports | Common Questions | Articles | Resources | Links | Contact Us | Sitemap |
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